During the last few months of social distancing, many people found themselves living a far more frugal lifestyle than they had done before. Many of us leaned into that frugality, doing things like baking bread, cooking meals at home, using up things that were in the pantry and doing all sorts of money-saving projects. People…
Buying the Best, or Just Good Enough?
Let’s imagine for a moment that you’re going to the store to buy a new washing machine because your old one died. The store has a ton of options available, and as you’re looking on your phone at reviews, it’s pretty clear that there are a couple of mid-priced models with some good reviews and…
How to Write an eBook (and Sell 1,328+ Copies) in 2020: From eBook Idea to Generating Your First Sales
If you want to learn how to write an eBook, it pays dividends to learn from someone with experience writing (and successfully selling) multiple eBooks in the real world. Based on my own experience writing and selling eBooks both here on my own blog for the past 6+ years to an audience of 500,000 monthly readers—and…
How to Maximize a 0% Balance Transfer Offer
When you’ve finally decided to buckle down and get rid of your debts, one of the first pieces of advice you’ll find anywhere about how to approach the problem is to line up your debts by interest rate with the highest one first, then make minimum payments on all debts while putting a big extra…
Questions About Student Loans, Air Fryers, Credit Cards, Sourdough and More
What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question.1. Student loans and interest accumulation2. Thoughts on air fryers3. Consequences of unpaid credit cards4. Make leftovers into a casserole5. Spending wakeup call6. Obligation to…
How Does A Lapse In Car Insurance Affect Future Insurance Rates?
Car insurance protects you from liabilities when you’re on the road. But if you don’t drive often or are moving abroad for a semester or are being deployed overseas, etc., you might assume you don’t need insurance and let your car insurance lapse. If you cancel your policy without getting a new one, or you…
New Car Replacement Coverage
Getting behind the wheel of a new car can be an exciting moment, and it’s even better if you are secure in the knowledge that you’ve got the best car insurance for your situation. You want to protect your new car from any damage and to know that if the worst happens, you’ll be able…
What Does At-Fault Mean?
In 2018, there were 36,560 car accidents recorded by the Insurance Institute for Highway Safety (IIHS). That’s why most drivers are required to carry car insurance. In the event of an accident, insurance will pay to repair vehicle damages or cover medical expenses if there are injuries. Car accidents are usually caused by one driver…
Driving Without Insurance
Getting into a car accident is never a good situation, but if you have auto insurance, you can rest assured that your vehicle damages and medical bills should be covered. Although car insurance is legally required in 48 states, not every driver has proper insurance. If you’re uninsured and you get into an accident, you…
Understanding Your Homeowners Insurance Declaration Page
Home insurance policies offer protection for the insured home, the possessions within the home and the homeowner’s liability. If the home is damaged or the homeowner faces liability, the insurance will cover the cost up to the limits defined in the policy. Understanding what your insurance covers is important in case you ever need to…